Why order an appraisal from Hometeam Appraisers?

Thousands of people in Nevada purchase, sell or refinance their home every year. Many of these transactions involve a simple line item for an appraisal. While there are a developing number of automated home valuation methods that might appear to be cheaper than an appraisal, almost all lenders still want a local expert because the stakes are incredibly high. You might assume that securing a mortgage is the only reason you should get an appraisal, but there are more situations when the services of a certified, independent real estate professional might be beneficial.


	For real estate appraisals in Las Vegas and Clark County, it's easiest when your order online from Hometeam Appraisers, just click here.

Let Hometeam Appraisershelp you challenge your tax assessment in Clark County

It's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a previous assessment of your house, so if values have declined in your area, you can appeal your assessment and save money. When building your case, an appraisal from Hometeam Appraisers is your best evidence. At Hometeam Appraisers, we're capable of assisting you in challenging your tax assessment.

PMI removal will lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the property, many lenders ask buyers to buy an added insurance plan. That policy is Private Mortgage Insurance, or PMI. Very often, this extra payment is bundled into the monthly mortgage payment and is soon forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to dismiss the PMI installments when the balance is paid down to 78% of the original value.

Steve Kervick can provide you with a statement regarding the value of your home, and the cost of the appraisal can often be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Hometeam Appraisers

A divorce is often complicated by the hard decision of who keeps the house, and it can be a particularly traumatic experience for both parties. It's a good idea to get an appraisal from Steve Kervick so both parties are entirely aware of the true market value of their home, regardless of the situation.

If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike many wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Let Hometeam Appraisers assist you in relocating to or from Clark County

Moving due to a job change is a real pain, and we understand. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, as well as information about any new sales or listings in their area that they want considered during our detailed process.

Let Hometeam Appraisers help you sell your home quickly at the right price

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to perform the appraisal report and and aren't related to the sales price.

We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.